February is a time of clearing out the old to make way for the new. it is a time of going over your accounts, your bank statements and all your outgoings to make sure you know exactly where you stand. This is good as a general practice, but especially good as the end of the financial year looms.
Take time to make sure all you debits are relevant, and you haven't forgotten to stop one you no longer need. Make sure you have any necessary overdrafts renewed and you are repared for tax time.
In your home, on a much smaller scale, sort your finances as you can. Make sure you are getting the best deals for home and car insurnace with sites like and , as well as going over what you spend on groceries - are you throwing food away? If so, make a shopping list of all you require for your weekly shop and stick to it, do not allow yourself to be tempted by advertising or tasty looking extras.
De clutter your home and make several piles - rubbish, charity shop, selling on or
piles.
This isn't rocket science but it is solid advice. We often don't bother to plan ahead, take a few early steps to prepare for the financial new year and generally make sure we're not being ripped off. Sorting your finances now is better done early.
Sunday 20 February 2011
Thursday 3 February 2011
Going to University - what you should know
It’s that time of year when we need to start thinking about applying for university. Making the right choices now saves us a lot of time, energy and possible heart ache later.
When trying to decide which university you should apply to you need to keep a few things in mind.
- Write a list of all your requirements
- Write a list of your university choices requirements
- Take a good look at the location of the university, the campus and accommodation
areas
- Be aware of options with regard to special needs
- Do not only apply to one university. Places are limited, with more and more
people applying. You may not get a place from your first choice. Apply to at
least five separate universities
Always remember that it is you who will be going to university, you who will be studying and hopefully obtaining qualifications at the end. Do not let yourself be influenced by where your friends apply, or where your parents want you to apply. This is your life and you need to do what is best for you.
Have a look at this article for more information: http://www.bukisa.com/how-to/choose-the-right-university-for-you
Choosing your degree subject is at least as important, as this will influence your choice of universities. Do not make the assumption that universities like Oxford and Cambridge are automatically the best locations for all degrees. Research your subject, research how many graduates from your choices go on to work in your field of choice.
This article has the ins and outs of choosing your degree: http://www.bukisa.com/how-to/choose-a-subject-to-study-at-university
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