February is a time of clearing out the old to make way for the new. it is a time of going over your accounts, your bank statements and all your outgoings to make sure you know exactly where you stand. This is good as a general practice, but especially good as the end of the financial year looms.
Take time to make sure all you debits are relevant, and you haven't forgotten to stop one you no longer need. Make sure you have any necessary overdrafts renewed and you are repared for tax time.
In your home, on a much smaller scale, sort your finances as you can. Make sure you are getting the best deals for home and car insurnace with sites like and , as well as going over what you spend on groceries - are you throwing food away? If so, make a shopping list of all you require for your weekly shop and stick to it, do not allow yourself to be tempted by advertising or tasty looking extras.
De clutter your home and make several piles - rubbish, charity shop, selling on or
piles.
This isn't rocket science but it is solid advice. We often don't bother to plan ahead, take a few early steps to prepare for the financial new year and generally make sure we're not being ripped off. Sorting your finances now is better done early.
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